Dec 04

Understanding Benchmarks; What Should They Mean?

One of the value propositions that I offer to clients is to have their wealth planning integrated with their portfolio management.  Wealth planning spans vast components of both your personal and financial life such as retirement, tax, education, estate, and “lifestyle” planning to name a few.  Wealth planning and portfolio management should work together but […]

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Nov 27

The Alternative College Savings Plan

Besides saving for retirement, saving for college is the most discussed wealth planning topic that I address when working with families.  A child born in 2018 that begins kindergarten in the fall of 2023 would attend college between the years of 2036 and 2040. If that child attended an average public in-state 4-year college and […]

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Oct 23

When Risk and Returns Really Start to Matter

I often tell new or prospective clients that asset management is the sexy part of the many facets of wealth management that I work on. For most clients, it is investment returns that get their attention.  But as I go on to explain what it is that I really do and how I help people […]

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Oct 09

The Stock Market is Highly Correlated to the Movie the Revenant

Who here doesn’t like the upside of risky assets? Probably no one. It’s likely that a fair amount of people during bull markets probably forget to consider that equities are risky investments. But then the horrible bear like the one straight out of the movie Revenant chews through a portfolio as it chewed through poor […]

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Oct 02

4 Retirement Account Options After a Job Change

According to The Balance Careers, the average person today changes jobs 10 to 15 times during his or her career. One critical factor that people should decide on in conjunction with a job change is what to do with their employer-sponsored retirement plan. Most often these are 401(k) or 403(b) accounts. There are four potential options to consider on how to […]

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