Many people think having more money and the ability to buy whatever they want will make them happier, but in reality, the way you spend your money has a greater impact on your happiness. Research even shows that once you obtain a certain income level ($75,000), your level of happiness does not change much. You have likely heard the expression, “spend money on […]

There has always been this raging debate within the insurance world about which type of insurance is better, term or whole life?  When it comes to talking with people, these can turn into emotional situations because they often involve how to best take care of young children and families after you are gone. Typically, you […]

Recently my wife Theresa had an encounter with a celebrity who is the new brand ambassador of a specific company.  I am not allowed to disclose the celebrity nor the company! During an event, the celebrity (let’s call her Anna) asked in a crowded room of mostly males, “where are my mom’s at?”  At which […]

If you weren’t happy with your 2018 tax return either because you had to pay more than you thought, or your refund was lower than you expected, now is the time to make a change.  If you don’t adjust your paycheck withholdings now, next year could bring an even bigger shock. Due to the new […]

One of the best books that I read recently was The Answer, by John Assaraf and Murray Smith.  The book, in reality, is two books within one.  John Assaraf writes the first half of the book with a focus on the laws of attraction, gestation, and action.  The second half of the book is written […]

What would you consider to be your most valuable asset?  Some people may think about a retirement account or piece of real estate.  What about your career as your most prized possession?  A person’s major revenue stream, typically their career, is likely a major key in the ability to achieve life and financial goals. One […]