Most investing is simple, but we complicate it

Paul FennerPortfolio Management


I am a big believer of simplification, especially when it comes to investing where there is still a significant amount of luck involved with investment returns.  There is up to a certain point where a high IQ helps you before it starts to hurt you in the investment world. Morgan Housel of the WSJ touched on this in his article in which he zones in on … Read More

The Millionaire Next Door

Paul FennerPersonal Finance

According to research by Thomas Corley author of “Rich Habits: The Daily Success Habits of Wealthy Individuals,” and “Rich Kids: How To Raise Our Kids To Be Happy And Successful In Life.” it takes the average self-made millionaire 38 years for 52% and 42 years for 21% to mint their first million dollars. Only a handful, 4%, became wealthy in less than 27 years. … Read More

Why Productive People Get Up Insanely Early

Paul FennerLifestyle

Trying to balance a business, dual careers with my wife, and 4 kids under the age of 5 certainly take a lot of balance.  Many times I feel like I am running through life out of balance.  But what is balance?  It is largely subjective and relative to each person. So how do I try to find balance in my … Read More

The Learning Myth: Why I’ll Never Tell My Son He’s Smart

Paul FennerLifestyle

Fascinating piece here by Salman Kahn founder of the Kahn academy.  For those of you not familiar with the Kahn Academy, it is a non-profit educational organization created in 2006 that provides “a free world-class education for anyone, anywhere”. The organization produces micro lectures in the form of YouTube videos. Between the deep body of research on the field of learning mindsets … Read More

A Tribute to Camille Jayne

Paul FennerLifestyle

As some readers may know I am a proud supporter of The Community House located here in Birmingham, MI.  The Community House (TCH) is a nonprofit that impacts lives through exceptional educational, social, and outreach experiences.  TCH promises that those we touch will be enriched with a unique combination of heightened learning, camaraderie, and the satisfaction of knowing they are … Read More

Social Security Strategies

Paul FennerRetirement Planning


I received an email recently to remind me to check my annual Social Security Statement.  Typically these statements would be mailed to you every year but the agency did away with that practice for most people a few years ago in order to cut costs.  Setting up an online account is easy and you get to see more options compared … Read More

Jimmy Fallon Recaps SNL’s 40th Anniversary

Paul FennerLifestyle

Hat tip to Barry over at The Big Picture for posting this YouTube clip as Jimmy Fallon recaps the SNL 40th anniversary show.  I was at a charity event last evening with some friends and this was a large topic of conversation.  Fallon just seems very authentic, like he is having the time of his life.  Pretty Cool!

The Growing Gap in Wealth Inequality

Paul FennerBusiness & Economics

As this Business Insider article points out that extrapolating the future based upon past trends is never a sure-fire answer.  The chart below points out the growing disconnect between those that have the most wealth and those that do not.  Stagnant wage growth especially here in the U.S. has not helped the masses while those of you participating in the … Read More

Manage Your Energy, Not Your Time; 5 Ways to Keep You Productive All Day Long

Paul FennerLifestyle

Light Bulb Moment

Trying to balance a career, business, and/or family obligations is a job unto itself.  I learned early on in my career and business to focus on developing and improving processes as a way to stay ahead of the curve and strive for some resemblance of life balance.  This is one topic that I like to focus on in these posts because I know that … Read More