Family Office

Your life is complex; you want to balance the pressures of multiple financial priorities such as health care, taxes, college tuition, retirement, and standard of living changes.

Our definition of Family Office means that we offer wealth planning, portfolio management, and tax preparation together. This means that we are uniquely positioned to be your financial and life partner to help you make the big decisions when major and minor life transitions happen. 

Wealth Management Services for Individual & Familes | Commerce Township, Michigan

Our ideal client is someone who wants to build a sustainable wealth management plan with an active partner who can help manage their financial life while incorporating their unique lifestyle.

We get you.  We understand your challenges of raising strong, independent children, building a business or career, preparing for your future, balancing work and life.  We have a devotion to planning finances and life transitions for families like you because we are you. Think of TAMMA as the CFO for your family. 

What We Do For You

Organization

We will help bring order to your financial life by helping you get your financial house in order (at both the “macro” level of investments, insurance, estate, taxes, etc., and the “micro” level of household cash flow).

Accountability
We will help you follow through on financial commitments, by working with you to prioritize your goals, show you the steps you need to take, and regularly review your progress towards achieving them.

Objectivity
We bring insight from the outside to help you avoid emotionally driven decisions in important money matters, by being available to consult with you at key moments of decision-making, doing the research necessary to ensure you have all the information, and managing and disclosing any of our own potential conflicts of interest.

Proactivity
We work with you to anticipate your life transitions and to be financially prepared for them, by regularly assessing any potential life transitions that might be coming, and creating the action plan necessary to address and manage them ahead of time.

Education
We will explore what specific knowledge will be needed to succeed in your situation, by first thoroughly understanding your situation, then providing the necessary resources to facilitate your decisions, and explaining the options and risks associated with each choice.

Partnership
We attempt to help you achieve the best life possible but will work in concert with you, not just for you, to make this possible.  We take the time to clearly understand your background, philosophy, needs and objectives, work collaboratively with you and on your behalf (with your permission), and offer transparency around our own costs and compensation. 

Services for individuals and families

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    Retirement Planning
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    Investment Planning
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    Estate Planning
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    Insurance Planning
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    Education Planning
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    Net Worth Analysis
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    Debt Management
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    Cash Flow Management
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    Tax Preparation and Planning
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    Annual Review

Our value proposition for you, the client:

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    Customized Portfolios. We build customized portfolios composed of individual stocks, bonds, and ETFs utilizing our own proprietary research process which includes security selection, portfolio rebalancing, and targeting the proper asset allocation. There is a hard focus on removing or reducing costs and fees which can help boost portfolio performance.
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    Independent Structure. Our independent structure allows us to manage all your investable assets such as IRAs, 529 Plans, Taxable Brokerage Accounts, and Employer Sponsored Retirement Plans (401(k), 403(b), 457 Plans, etc.). It also allows us to build the most effective asset allocation strategy allowing all of your assets to work together for your benefit.
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    Centralized Account Management. Access to your own unique client web portal with a single login. This allows clients to see all investable asset accounts in one location including access to reports, communications, and key documents.
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    Behavioral Coaching. We help manage expectations and behaviors by keeping clients from acting on their worst instincts. Reminding clients about what matters most to them is another powerful means, along with timely and consistent communication, that lets clients know that they have a financial partner. 
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    Integrated Portfolio Management with Wealth Management Planning. We work to develop disciplined and consistent savings plans that utilize the most tax efficient vehicles for your plan and portfolios. Reviewing previous year’s tax returns is a tool that we employ which can greatly aid in your plan development. Access to our network of professionals such as legal, real estate, and accounting experts can further streamline management and planning processes.
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    Professional Network. Our clients need attorneys, tax, insurance, real estate, and banking professionals. Given our fiduciary standing, TAMMA is never compromised and never receives a referral fee. We simply do what is in the best interest of our clients.

Request DISCOVERY Meeting

We offer a no obligation discovery appointment. This is the first step to a dynamic client experience with a wealth management firm that understands and cares.