It means one person handles your planning, taxes, investments, and the coordination between them. That level of service used to be reserved for families with tens of millions. I built it for working families with full careers and kids at home. Instead of three or four professionals who never talk to each other, you have one relationship and one plan.

This is the question I hear most. The honest answer is that it depends on trade-offs you should be able to see before you make them. I build college funding into the same plan as retirement, so a decision in one shows up in the other ahead of time. College plans get reviewed every fall, timed to FAFSA season.

Usually, because the person doing your taxes in April isn't the person who watched your financial decisions all year. I file your tax return, and tax planning happens year-round. Withholding, equity comp, and charitable timing get reviewed before December, not explained after the fact.

The first step is knowing what you actually own, because RSUs, options, and purchase plans are all taxed differently. Most families I meet are holding more company stock than they would ever choose to buy on purpose. The plan is designed to decide ahead of each vest what gets sold, what gets kept, and what the tax bill looks like either way.

That question is the reason a lot of families finally call. The answer lives in documents most households haven't touched since the first baby came home: wills, guardianship, beneficiaries, life insurance. I build estate and insurance reviews into the planning calendar so they get updated when life changes, not rediscovered in a crisis.

No. I don't set an asset minimum. The service is built for senior-level parents whose financial lives have outgrown the time they have to manage them. The first conversation is where we figure out together whether the value matches the cost for your situation. If it doesn't, I'll say so.

I'm based in Commerce Township, Michigan, and most of the families I serve are here. I also work with families across twelve states. Planning, tax filing, and reviews all work the same way whether we meet at a table or on a screen.

The difference is the space between them. Your advisor and your CPA each see half the picture, and neither one is responsible for how the pieces fit together. I am. Planning, tax filing, and investments live in one relationship, built so nothing falls through the cracks.

It's a conversation, not a pitch. I learn what's going on in your personal and financial life, you learn how I work, and we decide together whether it makes sense to keep talking. If we're not the right fit, I'll say so and point you in a better direction.