Welcome to the Emotional Balance Sheet, the financial planning podcast for working parents who are building careers and raising kids at the same time.
If you and your spouse are both senior-level professionals, raising kids in school or college, and are tired of stitching together four different specialists to run your financial life, this show is built for you.
Each conversation tackles the planning conversations real families are having: education costs, retirement timing, equity compensation, career transitions, estate coordination, and the emotional weight that lies beneath it all.
Hosted by Paul Fenner, Certified Financial Planner®, Enrolled Agent, and founder of TAMMA Capital. Paul is also a parent to four kids, including a set of triplets, so he knows the pace firsthand.
TAMMA Capital is a private family office that brings financial planning, tax, and investments under one umbrella.
Email us at pfenner@tammacapital.com with any feedback, recommendations, or questions.
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The Decisions You Keep Not Making
Your financial plan isn't failing because of the market. It's failing because fear looks like a full calendar and feels like ambition. Which one is running yours?
Your Spending Doesn't Lie
Your spending doesn't lie about who you are. The hard question isn't how much you're spending — it's whether it matches what you actually value.
The Financial Case for Doing Nothing
You haven't had a quiet thought in months. Here's why that's costing you more than just sleep, and one small thing to do about it this week.
Ep.238 – Paul Fenner – The Financial Story You Keep Telling Yourself
Your brain isn't reading or watching the news. It's confirming the story you already believe. And that story has a price tag.
Ep.237 – Paul Fenner – The Scoreboard We Never Chose
Feeling financially behind even when the numbers are fine? The problem might not be your plan. It might be the expectations you've never questioned.
Ep.236 – Paul Fenner – The Story That Spent Your Money
A friend’s lake house post rattled a family more than any market dip. Here’s why other people’s stories keep rewriting your financial plan, and how to stop it.
Ep.235 – Paul Fenner – The Questions We Forget to Ask Ourselves
Your strongest beliefs about money and success came from somewhere. A five-second question helps you tell which ones are yours.
Ep.234 – Pessimism Sounds Smart, Optimism Builds Wealth
Scary headlines get clicks. Patient families build wealth. How to tell borrowed fear from real risk when you're too busy to worry.
Ep.233 – What To Do When The Plan Stops Working
Your financial plan will break. When it does, what will you protect at all costs? What will you let go of? The answer reveals what actually matters.
Ep.232 – Dr. Jennifer Dragonette – The Price and Pressure to Create Perfect Memories
Why do family vacations feel like obligations? The opportunities we give our kids often become the pressure we put on ourselves. Here’s how to break the cycle.
Ep.231 – Paul Fenner – Can We Really Do That
Maxing out your 401(k) while living paycheck to paycheck isn't financial security. It's fragility with a good retirement balance.
Ep.230 – Paul Fenner – Why Quiet Time Is Your Most Valuable Financial Skill
Busy parents make financial decisions from exhaustion, not clarity. One family's breakthrough came from quiet, not more data.
Ep.229 – Paul Fenner – When Money Buys Everything Except the Time to Enjoy It
You're earning more but controlling less of your time. What if financial success is costing you the life you're working so hard to build?
Ep. 228 – Paul Fenner – Places to Hide Aren't Roadblocks
What you're calling a roadblock might actually be fear. After 20 years of watching people stay stuck, here's what I've learned.
Ep. 227 – Paul Fenner – Why Behavior Beats Spreadsheets
Two families. Same plan. Opposite choices. Why what you do with your money matters more than what you know about it.
Ep. 226 – Paul Fenner – You Can Always Make More Money
Knowing how many summers you have left with your kids at home can change everything about how you spend your time and your money.
Ep. 225 – Paul Fenner - What Game Are You Playing
Your Instagram feed is full of beach vacations you can't afford. But what if you're not behind? What if you're just playing a different game?
Ep. 224 – Dr. Jennifer Dragonette – Why Your Goals Keep Failing
Most resolutions fail because they're disconnected from purpose. George Kinder's three questions can help you find what actually matters.