As we step into 2025, reflecting on the financial lessons of 2024 can help us refine our strategies for the road ahead. From the S&P 500's impressive 23% gain to the nuanced importance of staying invested during pivotal market days, last year underscored the value of discipline and a long-term approach.

Our early life experiences have a profound impact on our adult lives, influencing everything from financial decisions to career choices and relationships. By understanding how these formative experiences shape our behaviors and attitudes, we can take more control over our paths and make more intentional, fulfilling decisions. This awareness helps us not only navigate financial challenges but also develop healthier relationships and achieve personal growth.