Ep. 187 – Paul Fenner – Your Holding Period Matters Most

What matters most when it comes to portfolio returns?

Here's what it's not: who is President or the crisis of the day.

From the unpredictable daily swings of the S&P 500 to the long-term probabilities of success, I cover how aligning your assets with your objectives —whether short-term or for retirement—can safeguard your financial future. Plus, I unfold an important factor that will impact your portfolio returns.

This episode is designed to provide you with peace of mind and a reassuring strategy for when the next market downturn inevitably arrives. Let's get started and uncover the power of purposeful planning.

Connect with Paul 

Contact Paul here or schedule a time to meet with Paul here. 

Follow Paul on LinkedIn, Instagram, and Facebook. 

And feel free to email Paul at pfenner@tammacapital.com with any feedback, questions, or ideas for future guests and topics. 

ADDITIONAL RESOURCES YOU MAY LIKE

1 Big Idea to Think About

• One insightful takeaway from this episode is the importance of aligning your assets with your long-term goals and objectives, as having a clearly defined plan helps maintain calm during market volatility and prevents impulsive decisions that could harm your financial strategy.

1 Way You Can Apply This

• To maintain a sense of calm during market volatility, align your assets with your financial objectives by extending your investment holding periods. By focusing on long-term goals, like retirement, and ensuring your investments are tailored to meet these objectives, you can mitigate panic-driven decisions during downturns, promoting emotional stability and financial resilience.

1 Question to Ask

• Are my financial assets aligned with my long-term goals and the appropriate holding period to achieve them?

Key Moments From the Show 

• 00:00:40 Importance of stepping back to see the big picture.

• 00:02:11 Holding periods: Longer periods increase positive return odds.

• 00:03:30 Align assets with objectives for different holding periods.

• 00:04:39 Presidential impact on markets is minimal; historical context.

• 00:06:43 Global events always offer reasons to sell; focus on long-term.

• 00:08:04 Post-drawdown market performance highlights recovery potential.

• 00:09:14 Importance of aligning assets with objectives to maintain calm.

• 00:10:20 Financial planning as a foundation during volatile times.

Resources Featured in This Episode: 

Link to the Video of this Episode on YouTube

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