How Understanding Your 401(k) Plan Costs & Disclosures Can Reduce Your Personal & Plan Risks

Paul FennerEmployer Sponsored

The duty to pay reasonable fees for your plan services and to act solely in the best interest of participants has been a key tenant of ERISA since its passage.  Plan sponsors employing a disciplined and diligent approach to reviewing and negotiating fees can feel confident in their compliance with this area of responsibility. The DOL has implemented a three-step … Read More

4 Retirement Account Options After a Job Change

Paul FennerRetirement Planning

According to The Balance Careers, the average person today changes jobs 10 to 15 times during his or her career. One critical factor that people should decide on in conjunction with a job change is what to do with their employer-sponsored retirement plan. Most often these are 401(k) or 403(b) accounts. There are four potential options to consider on how to handle the care and treatment … Read More

What Makes a Great Retirement Plan for Small Business Owners

Paul FennerEmployer Sponsored


Before you can start building the framework as to what would make a great retirement plan for small business owners, the executive or ownership groups need to consider why they want a great retirement plan for their employees. Four out of five employers report that their employees’ personal financial issues are impacting their job performance somewhat, very much or to … Read More