By Paul Fenner, CFP®, ChFC®, CRPS® At TAMMA Capital, our business is different from other businesses in a few ways, but perhaps one of the main differences is how we grow and flourish. Our growth is primarily attributed to our client families who let their friends and family know who we are and what we do. We are incredibly grateful … Read More
What We Do & How We Can Help
By Paul Fenner, CFP®, ChFC®, CRPS® It can be hard enough to manage your finances when your circumstances are relatively simple, let alone when you have essential responsibilities like raising multiple children and providing for your family. When you need help, how do you know who to turn to? Who can you rely on to understand your life and guide … Read More
4 Steps to Prepare For Stock Market Volatility
While Covid-19 has made stock markets more volatile, investors can become complacent given long stretches where performance appear to go straight up. It’s always critical to understand your current level of risk and how that could change over time to align with your wealth management plan. Here are four steps that can help you prepare for stock market volatility.
What is Asset Allocation and How Does It Impact Your Investments
One of the key drivers of investment performance is asset allocation. Extensive research by Vanguard has shown that 88% of your investment returns can be traced back to your asset allocation. Asset allocation is the balance between three main asset classes, equities (stocks), fixed-income (bonds), and cash and equivalents. As I laid out in the piece, Risk Perception vs. Your … Read More
How to Prepare for a Stock Market Correction
Even when they are expected, market corrections are never easy to go through. However, certain elements can help us through downturns with the most crucial being a solid understanding of why we invest and have a wealth management plan. Planning, along with understanding, can help bring peace of mind when facing uncertain times financially during stock market turbulence. Below are a few … Read More
The Holy Grail of Investing
Many of you, unless you are into reading about investment management, have likely never heard of Jack Schwager author of the Market Wizards series of books. In his books, Schwager interviews some of the most legendary investors of our time. During each interview, Schwager tries to get at the heart of what has made that trader successful. While there is … Read More
The Most Important Thing
Howard Marks is the Co-Chairman of Oaktree Capital Management, a global investment management firm. Mr. Marks is regarded as a leader in the investment management industry. His breadth of knowledge is often highlighted within his memos that are published regularly and his book, The Most Important Thing. Mr. Marks and I share many of the same investment and wealth planning … Read More
Two Charts that Speak to a Consistent & Disciplined Investment Approach
An American President usually gets too much blame and too much credit for economic and stock market performance over the course of their presidency. There is the element of timing and uncontrollable events that can have a large impact on the figures below. Consider the Bush II era which began during the Tech bust but also included the 911 terrorist … Read More
What does the movie Revenant have to do with the Stock Market?
Who here doesn’t like the upside of risky assets? Probably no one. It’s likely that a fair amount of people during bull markets probably forget to consider that equities are risky investments. But then the horrible bear like the one straight out of the movie Revenant chews through a portfolio as it chewed through poor Leonardo DeCaprio (it was a … Read More
Quality vs. Momentum; Facing this Market Downturn Head On
In the 1960’s and 1970’s there were a group of companies favored by institutional investors characterized by consistent earnings growth and high P/E ratios named the Nifty 50. Within the past two decades, the markets rode in on another grouping of big companies dubbed the “Four Horseman of Technology” which consisted of Amazon, Google (now Alphabet), Apple, and Facebook. Today … Read More
