We Can’t Grow Without Our Families

Paul FennerLifestyle, Personal Finance, Portfolio Management

We cant grow without our clients - Financial Services - Empowering Families with Personalized Financial Services

By Paul Fenner, CFP®, ChFC®, CRPS® At TAMMA Capital, our business is different from other businesses in a few ways, but perhaps one of the main differences is how we grow and flourish. Our growth is primarily attributed to our client families who let their friends and family know who we are and what we do.  We are incredibly grateful … Read More

What We Do & How We Can Help

Paul FennerPersonal Finance, Portfolio Management, Retirement Planning

What we do and how we can help - Family Wealth Management - Navigating Family Wealth Management | TAMMA Capital

By Paul Fenner, CFP®, ChFC®, CRPS® It can be hard enough to manage your finances when your circumstances are relatively simple, let alone when you have essential responsibilities like raising multiple children and providing for your family. When you need help, how do you know who to turn to? Who can you rely on to understand your life and guide … Read More

4 Steps to Prepare For Stock Market Volatility

Paul FennerPortfolio Management

4 steps to prepare for stock market volatility - stock market volatility - 4 Steps to Prepare For Stock Market Volatility | Tamma Capital

While Covid-19 has made stock markets more volatile, investors can become complacent given long stretches where performance appear to go straight up. It’s always critical to understand your current level of risk and how that could change over time to align with your wealth management plan. Here are four steps that can help you prepare for stock market volatility.

What is Asset Allocation and How Does It Impact Your Investments

Paul FennerPortfolio Management

Asset allocation 2 - money spending - How to Develop Your Own Personal Financial Statement | TAMMA Capital

One of the key drivers of investment performance is asset allocation.  Extensive research by Vanguard has shown that 88% of your investment returns can be traced back to your asset allocation.  Asset allocation is the balance between three main asset classes, equities (stocks), fixed-income (bonds), and cash and equivalents. As I laid out in the piece, Risk Perception vs. Your … Read More

4 Steps to Prepare for Stock Market Volatility

Paul FennerPortfolio Management

Risk, Tamma Capital, stock market volatility

Market corrections are never easy to go through, even when they are expected. However, certain elements can help us through downturns, with the most crucial being a solid understanding of why we invest and have a wealth management plan. Planning and understanding can help bring peace of mind when facing uncertain times financially during stock market turbulence. Below are a few … Read More

The Holy Grail of Investing

Paul FennerPortfolio Management

Hundred dolar bills scaled - investing portfolio management - The Holy Grail of Investing | Tamma Capital

Many of you, unless you are into reading about investment management, have likely never heard of Jack Schwager author of the Market Wizards series of books.  In his books, Schwager interviews some of the most legendary investors of our time. During each interview, Schwager tries to get at the heart of what has made that trader successful.  While there is … Read More

The Most Important Thing

Paul FennerPortfolio Management

Structure - 401(k) committee - How to Establish a 401(k) Plan Investment Committee | Tamma Capital

Howard Marks is the Co-Chairman of Oaktree Capital Management, a global investment management firm.  Mr. Marks is regarded as a leader in the investment management industry.  His breadth of knowledge is often highlighted within his memos that are published regularly and his book, The Most Important Thing. Mr. Marks and I share many of the same investment and wealth planning … Read More

What does the movie Revenant have to do with the Stock Market?

Paul FennerPortfolio Management

Bears scaled - What does the movie Revenant have to do with the Stock Market? - What does the movie Revenant have to do with the Stock Market? | Tamma Capital

Who here doesn’t like the upside of risky assets? Probably no one. It’s likely that a fair amount of people during bull markets probably forget to consider that equities are risky investments. But then the horrible bear like the one straight out of the movie Revenant chews through a portfolio as it chewed through poor Leonardo DeCaprio (it was a … Read More

Quality vs. Momentum; Facing this Market Downturn Head On

Paul FennerPortfolio Management

In the 1960’s and 1970’s there were a group of companies favored by institutional investors characterized by consistent earnings growth and high P/E ratios named the Nifty 50.  Within the past two decades, the markets rode in on another grouping of big companies dubbed the “Four Horseman of Technology” which consisted of Amazon, Google (now Alphabet), Apple, and Facebook.  Today … Read More